Together with our partners, we can offer you a leasing or renting formula.
Requirements: Active Business Number.
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In a financial lease, the car is considered financially an investment. The car will appear on the balance - fixed assets. This method is primarily intended for the professions such as doctor, lawyer, notary, architect ...
The car is registrated on the name of the customer and he becomes the economic owner. However, the legal owner is the leasing company. As mentioned earlier, the car will end up on balance. That way, the car can be written off at 5 years. This term is the legal term and can not be reduced.
By entering into a contract with a leasing company, no pre-financing is required for the VAT. This is included in the contract on the total term of the contract. In this way, there is a safeguard of the cashflow.
After the 5-year lease, there is a residual value of the car that is statutory to a maximum of 15% of the invoice value.
In the case of a financial lease, the car will be accounted for as a cost. The car will not appear on the balance sheet. This method is primarily intended for the vast majority of SMEs.
The car will be entered on the customer's name. However, the legal and economic owner is the renting company. The car will not be on balance. Monthly, you will receive an invoice from the renting company that you can book as a cost in your business. The lease term is variable when renting. You can choose between a term of 1 to 5 years.
There is also no need for pre-finance the VAT in the case of a financial rent. VAT is spread over the total term of the contract. In this way, there is a safeguard of the cashflow. This results in a better creditworthy company because the car is not included in the assets.
When the renting expires, there remains a residual value that is statutory to a minimum of 16% and a maximum of 20% of the invoice value.